Travel insurance requirement checker

Pick the destination and type the medical cover on the policy: see whether the visa or entry rules make travel insurance mandatory, and whether the cover is enough. Written for Indian passport holders on a holiday.

Where travel insurance is mandatory

Schengen area

Required

€30,000

minimum medical cover

Travel medical insurance of at least €30,000 is mandatory for a short-stay (type C) Schengen visa, and the consulate checks it before issuing the visa.

  • Valid in every Schengen country, not only the one you apply to
  • Covers the whole stay, from the day you enter to the day you leave
  • Pays for emergency medical treatment and hospital care
  • Pays for repatriation on medical grounds, and of remains in case of death
  • For a multiple-entry visa the policy must cover the first trip; the traveller signs that later trips will be insured too.
  • Some consulates accept only insurers on their own approved list, so check the checklist of the country you apply to.
  • Trip cancellation and baggage cover are optional for the visa.

Countries: Austria, Belgium, Bulgaria, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland

Source: EU Visa Code, Regulation (EC) No 810/2009, Article 15

Qatar

Required

QAR 150,000

minimum medical cover

Visitors to Qatar must hold health insurance with at least QAR 150,000 of emergency cover, bought from a Qatar-registered insurer or an approved international one.

  • Covers emergency and accident care inside Qatar, with no excess
  • Valid for the whole stay
  • Issued by an insurer the Ministry of Public Health accepts
  • Printed proof ready to show on arrival
  • The Ministry of Public Health decides who is exempt, so check the traveller's entry route before the trip.

Source: Qatar Ministry of Public Health, visitors' health insurance

United Arab Emirates (Dubai, Abu Dhabi)

Required

No fixed minimum

policy approved in the country

A tourist visa needs a valid health insurance policy approved in the UAE. No minimum amount is published, so the visa issuer's policy terms apply.

  • Approved in the UAE
  • Valid for the whole stay, and for each trip on a multiple-entry visa
  • Ask the visa issuer whether cover is already included with the visa before buying a second policy.

Source: UAE Federal Authority for Identity, Citizenship, Customs and Port Security

Where it is not required, but advised

Thailand

Not required

Not required for a holiday on visa exemption or a tourist visa. The traveller still files the Thailand Digital Arrival Card before arriving.

  • Thailand has discussed making insurance mandatory for all visitors; it is not in force yet.
  • Long-stay visas (Non-Immigrant O-A, O-X and the Long-Term Resident visa) do need health insurance.

Source: Thailand Immigration Bureau

Malaysia

Not required

Not required for a holiday. The traveller files the Malaysia Digital Arrival Card within three days of arriving.

Source: Immigration Department of Malaysia

United Kingdom

Not required

Not required for a Standard Visitor visa. Visitors pay for NHS hospital treatment, so cover is advised.

Source: GOV.UK, Standard Visitor visa

Australia

Not required

Not required for most Visitor (subclass 600) visas; Australia advises visitors to hold health insurance for the whole stay.

  • Some visitor streams, such as the sponsored parent visa, do need cover as a visa condition.

Source: Australian Department of Home Affairs

Last checked against the official sources on 25 October 2026. Rules change without notice: confirm with the consulate or the official site before the trip. BuyMyVisa does not sell insurance and is not a government agency.

FAQ

Travel insurance questions

Is travel insurance mandatory for a Schengen visa?

Yes. Every short-stay Schengen visa application needs travel medical insurance valid in all Schengen countries for the whole stay, covering emergency treatment, hospital care and repatriation, with at least €30,000 of cover.

How much travel insurance do I need for a Schengen visa from India?

At least €30,000 of medical cover for the whole stay. A policy written in another currency must be worth at least that much; the consulate of the country you apply to may also ask for an insurer from its approved list.

Is travel insurance required for a Dubai or UAE tourist visa?

Yes. The UAE lists a valid UAE-approved health insurance policy as a condition of a tourist visa. No minimum amount is published.

Do Indians need travel insurance for Thailand?

Not for a holiday. Thailand has discussed making insurance mandatory for visitors, but it is not in force; long-stay visas such as the Non-O-A do require it.

Is health insurance mandatory to visit Qatar?

Yes. Visitors need health insurance with at least QAR 150,000 of emergency cover inside Qatar, from an insurer the Ministry of Public Health accepts.

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